Stock AnalizGenworth Financial Inc. GNW
Life Insurance · IPO 2004 · data as of November 13, 2026
Genworth Financial Inc. (GNW) is a financial company listed in the US with a market value of about $3.1B. In the twelve months to September 30, 2026 it had revenue of $7.3B and net income of $55M, a net margin of 0.8%.
Its overall Stock Analiz score is 1.6 out of 5 (weak). The strongest part is shareholder returns (3/5); the weakest is value (1/5).
Key numbers: a P/E of 83.3, a price to free cash flow of 6.9, 5-year revenue growth of -2% a year, a 5-year average ROIC of 3%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 88% below the current price.
Score: 1.6 / 5
Checks passed
- P/FCF below 20
- Profit margin improving
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
- Share count down over 3 years (buybacks)
- 20% to 100% of free cash flow returned to shareholders
- Stock-based pay below 5% of revenue
Checks not passed
- P/E below 25
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $7.3B | $7.3B | $7.3B | $7.5B | $7.5B | $7.8B | $8.3B | $7.7B | $7.9B | $7.5B | $8.4B |
| Net income | $55M | $223M | $299M | $76M | $916M | $850M | $178M | $343M | $119M | $817M | -$277M |
| Free cash flow | $443M | $327M | $88M | $597M | $1.0B | $437M | $2.0B | $2.1B | $1.6B | $2.6B | $1.9B |
| EPS (diluted) | $0.14 | $0.54 | $0.68 | $0.16 | $1.79 | $1.65 | $0.35 | $0.67 | $0.24 | $1.63 | $-0.56 |
| Net margin | 0.8% | 3.0% | 4.1% | 1.0% | 12.2% | 10.9% | 2.1% | 4.5% | 1.5% | 10.9% | -3.3% |
| ROIC | — | — | — | 0.3% | 6.8% | 2.1% | 1.2% | 1.5% | -0.0% | 2.4% | -1.5% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 1 analysts is $10.50, 26% above the current price; targets range from $10.50 to $10.50; the consensus rating is “Hold”; expected EPS is $1.11 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Genworth Financial’s P/E ratio?
About 83.3, based on the last twelve months of diluted earnings per share (forward P/E about 7.3).
Is Genworth Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 88% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Genworth Financial pay a dividend?
Not currently.
Is Genworth Financial a good stock to buy?
We do not give buy or sell advice. Genworth Financial scores 1.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.