Stock AnalizPrudential Financial Inc. PRU
Life Insurance · IPO 2001 · data as of November 13, 2026
Prudential Financial Inc. (PRU) is a financial company listed in the US with a market value of about $42.4B. In the twelve months to September 30, 2026 it had revenue of $61.3B and net income of $3.9B, a net margin of 6.3%.
Its overall Stock Analiz score is 2.0 out of 5 (weak). The strongest part is shareholder returns (5/5); the weakest is track record (0/5).
Key numbers: a P/E of 11.2, a price to free cash flow of 4.0, 5-year revenue growth of 1% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 40% below the current price.
Score: 2.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Profit margin improving
- Positive free cash flow
- Pays a dividend
- Share count down over 3 years (buybacks)
- 20% to 100% of free cash flow returned to shareholders
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $61.3B | $60.8B | $70.4B | $54.0B | $56.9B | $71.2B | $57.0B | $64.8B | $63.0B | $59.7B | $58.8B |
| Net income | $3.9B | $3.6B | $2.7B | $2.5B | -$1.6B | $8.9B | -$374M | $4.2B | $4.1B | $7.9B | $4.4B |
| Free cash flow | $10.6B | $6.3B | $8.5B | $6.5B | $5.2B | $9.8B | $8.4B | $19.6B | $21.7B | $13.5B | $14.9B |
| EPS (diluted) | $10.99 | $9.99 | $7.50 | $6.74 | $-4.49 | $22.40 | $-1.00 | $10.11 | $9.50 | $17.86 | $9.71 |
| Net margin | 6.3% | 5.9% | 3.9% | 4.6% | -2.9% | 12.4% | -0.7% | 6.5% | 6.5% | 13.2% | 7.4% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 15 analysts is $114.07, 8% below the current price; targets range from $98.00 to $136.00; the consensus rating is “Hold”; expected EPS is $13.75 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Prudential Financial’s P/E ratio?
About 11.2, based on the last twelve months of diluted earnings per share (forward P/E about 9.5).
Is Prudential Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 40% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Prudential Financial pay a dividend?
Yes. The dividend yield is about 4.55%, and it has paid dividends for 10 years in our data.
Is Prudential Financial a good stock to buy?
We do not give buy or sell advice. Prudential Financial scores 2.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.