Stock AnalizSun Life Financial Inc. SLF
Life Insurance · data as of November 13, 2026
Sun Life Financial Inc. (SLF) is a financial company listed in the US with a market value of about $40.5B. In the twelve months to September 30, 2026 it had revenue of $22.3B and net income of $2.1B, a net margin of 9.4%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is future growth (3/5); the weakest is track record (1/5).
Key numbers: a P/E of 19.6, a price to free cash flow of 14.5, 5-year revenue growth of -2% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 54% below the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $22.3B | $30.6B | $27.0B | $30.9B | $4.3B | $28.1B | $34.0B | $30.5B | $19.8B | $23.4B | $21.2B |
| Net income | $2.1B | $2.6B | $2.2B | $2.4B | $2.2B | $3.2B | $2.0B | $2.1B | $1.9B | $1.8B | $1.9B |
| Free cash flow | $2.8B | $1.9B | $1.7B | $4.1B | — | -$1.5B | $5.6B | $1.8B | $2.8B | $1.4B | $2.6B |
| EPS (diluted) | $3.73 | $4.67 | $3.92 | $4.30 | $3.91 | $5.72 | $3.53 | $3.76 | $3.46 | $3.22 | $3.46 |
| Net margin | 9.4% | 8.5% | 8.1% | 7.7% | 51.0% | 11.3% | 5.8% | 6.8% | 9.7% | 7.6% | 9.0% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Sun Life Financial’s P/E ratio?
About 19.6, based on the last twelve months of diluted earnings per share (forward P/E about 12.0).
Is Sun Life Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 54% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Sun Life Financial pay a dividend?
Yes. The dividend yield is about 3.82%, and it has paid dividends for 10 years in our data.
Is Sun Life Financial a good stock to buy?
We do not give buy or sell advice. Sun Life Financial scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.