Stock AnalizManulife Financial Corp. MFC
Life Insurance · data as of November 13, 2026
Manulife Financial Corp. (MFC) is a financial company listed in the US with a market value of about $72.8B. In fiscal year 2025 it had revenue of $5.9B and net income of $4.1B, a net margin of 68.5%.
Its overall Stock Analiz score is 1.6 out of 5 (weak). The strongest part is financial health (3/5); the weakest is track record (0/5).
Key numbers: a P/E of 17.8, a price to free cash flow of 3.1, 5-year revenue growth of -37% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 70% below the current price.
Score: 1.6 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Revenue growth above 10% last year
- 3-year free cash flow growth above 10% a year
- More cash than debt, or low debt to equity
- Positive free cash flow
- Debt below 3 years of free cash flow
- Pays a dividend
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year revenue growth above 10% a year
- Profit margin improving
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.9B | $5.3B | $5.1B | $4.6B | $48.6B | $61.9B | $61.2B | $28.6B | $46.5B | $39.6B |
| Net income | $4.1B | $3.7B | $3.9B | -$1.4B | $5.6B | $4.6B | $4.3B | $3.5B | $1.7B | $2.2B |
| Free cash flow | $23.4B | $18.4B | $15.4B | $12.3B | $18.2B | $15.7B | $15.8B | $14.1B | $14.2B | $12.6B |
| EPS (diluted) | $2.46 | $2.27 | $2.33 | $-0.86 | $3.38 | $2.79 | $2.61 | $2.13 | $1.02 | $1.32 |
| Net margin | 68.5% | 71.0% | 75.6% | -31.2% | 11.5% | 7.4% | 7.0% | 12.3% | 3.6% | 5.5% |
| ROIC | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Manulife Financial’s P/E ratio?
About 17.8, based on the last twelve months of diluted earnings per share (forward P/E about 12.3).
Is Manulife Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 70% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Manulife Financial pay a dividend?
Yes. The dividend yield is about 3.07%, and it has paid dividends for 9 years in our data.
Is Manulife Financial a good stock to buy?
We do not give buy or sell advice. Manulife Financial scores 1.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.