Stock AnalizReinsurance Group OF America Inc. RGA
Life Insurance · data as of November 13, 2026
Reinsurance Group OF America Inc. (RGA) is a financial company listed in the US with a market value of about $17.9B. In the twelve months to September 30, 2026 it had revenue of $27.3B and net income of $1.7B, a net margin of 6.3%.
Its overall Stock Analiz score is 3.4 out of 5 (good). The strongest part is value (4/5); the weakest is future growth (3/5).
Key numbers: a P/E of 10.6, a price to free cash flow of 7.4, 5-year revenue growth of 10% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 27% below the current price.
Score: 3.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
- Liabilities below 60% of assets
- 20% to 100% of free cash flow returned to shareholders
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $27.3B | $23.7B | $22.1B | $18.6B | $16.2B | $16.7B | $14.6B | $14.3B | $12.9B | $12.5B | $11.5B |
| Net income | $1.7B | $1.2B | $717M | $902M | $517M | $1.2B | $415M | $870M | $716M | $1.8B | $701M |
| Free cash flow | $2.4B | $3.8B | $9.3B | $3.9B | $1.3B | $4.2B | $3.3B | $2.3B | $1.6B | $1.9B | $1.4B |
| EPS (diluted) | $25.88 | $17.69 | $10.73 | $13.44 | $7.64 | $17.13 | $6.31 | $13.62 | $11.00 | $27.71 | $10.79 |
| Net margin | 6.3% | 5.0% | 3.2% | 4.9% | 3.2% | 7.0% | 2.8% | 6.1% | 5.6% | 14.6% | 6.1% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 9 analysts is $284.89, 4% above the current price; targets range from $236.00 to $313.00; the consensus rating is “Buy”; expected EPS is $30.37 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Reinsurance Group OF America’s P/E ratio?
About 10.6, based on the last twelve months of diluted earnings per share (forward P/E about 9.3).
Is Reinsurance Group OF America stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 27% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Reinsurance Group OF America pay a dividend?
Yes. The dividend yield is about 1.43%, and it has paid dividends for 10 years in our data.
Is Reinsurance Group OF America a good stock to buy?
We do not give buy or sell advice. Reinsurance Group OF America scores 3.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.