Stock AnalizBrighthouse Financial, Inc. BHF
Life Insurance · data as of November 13, 2026
Brighthouse Financial, Inc. (BHF) is a financial company listed in the US with a market value of about $2.5B. In the twelve months to September 30, 2026 it had revenue of $5.7B and net income of $578M, a net margin of 10.2%.
Its overall Stock Analiz score is 1.8 out of 5 (weak). The strongest part is value (3/5); the weakest is track record (0/5).
Key numbers: a P/E of 4.5, 5-year revenue growth of -4% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 302% above the current price.
Score: 1.8 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- Profit margin improving
- Strong R&D investment or growth above 20%
- More cash than debt, or low debt to equity
- Share count down over 3 years (buybacks)
Checks not passed
- P/FCF below 20
- PEG below 1.5
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.7B | $6.8B | $4.7B | $4.1B | $6.9B | $5.0B | $8.5B | $6.6B | $9.0B | $6.8B | $3.0B |
| Net income | $578M | $433M | $388M | -$1.1B | $3.9B | $1.6B | -$1.1B | -$740M | $865M | -$378M | -$2.9B |
| Free cash flow | -$1.1B | $259M | -$290M | -$137M | -$1.2B | $641M | $888M | $1.8B | $3.1B | $3.4B | $3.7B |
| EPS (diluted) | $9.85 | $5.71 | $4.64 | $-18.39 | $51.30 | $18.39 | $-11.58 | $-6.76 | $7.21 | $-3.16 | $-24.54 |
| Net margin | 10.2% | 6.4% | 8.2% | -27.0% | 56.4% | 33.0% | -12.5% | -11.3% | 9.7% | -5.5% | -97.4% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 6 analysts is $57.00, 30% above the current price; targets range from $47.00 to $70.00; the consensus rating is “Hold”; expected EPS is $19.63 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Brighthouse Financial’s P/E ratio?
About 4.5, based on the last twelve months of diluted earnings per share (forward P/E about 2.3).
Is Brighthouse Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 302% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Brighthouse Financial pay a dividend?
Not currently.
Is Brighthouse Financial a good stock to buy?
We do not give buy or sell advice. Brighthouse Financial scores 1.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.