Stock AnalizTravelers Companies, Inc. TRV
Property-Casualty Insurers · data as of November 13, 2026
Travelers Companies, Inc. (TRV) is a financial company listed in the US with a market value of about $82.6B. In the twelve months to September 30, 2026 it had revenue of $48.9B and net income of $8.3B, a net margin of 17.0%.
Its overall Stock Analiz score is 3.4 out of 5 (good). The strongest part is shareholder returns (5/5); the weakest is future growth (1/5).
Key numbers: a P/E of 10.6, a price to free cash flow of 7.7, 5-year revenue growth of 9% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 67% below the current price.
Score: 3.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $48.9B | $48.8B | $46.4B | $41.4B | $36.9B | $34.8B | $32.0B | $31.6B | $30.3B | $28.9B | $27.6B |
| Net income | $8.3B | $6.3B | $5.0B | $3.0B | $2.8B | $3.7B | $2.7B | $2.6B | $2.5B | $2.1B | $3.0B |
| Free cash flow | $10.7B | — | — | $7.7B | $6.5B | — | — | — | — | — | — |
| EPS (diluted) | $38.06 | $27.43 | $21.47 | $12.79 | $11.77 | $14.49 | $10.52 | $9.92 | $9.28 | $7.33 | $10.28 |
| Net margin | 17.0% | 12.9% | 10.8% | 7.2% | 7.7% | 10.5% | 8.4% | 8.3% | 8.3% | 7.1% | 10.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 24 analysts is $376.54, 7% below the current price; targets range from $262.00 to $460.00; the consensus rating is “none”; expected EPS is $36.80 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Travelers Companies’s P/E ratio?
About 10.6, based on the last twelve months of diluted earnings per share (forward P/E about 12.1).
Is Travelers Companies stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 67% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Travelers Companies pay a dividend?
Yes. The dividend yield is about 1.25%, and it has paid dividends for 10 years in our data.
Is Travelers Companies a good stock to buy?
We do not give buy or sell advice. Travelers Companies scores 3.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.