Stock AnalizAmerican International Group, Inc. AIG
Property-Casualty Insurers · data as of November 13, 2026
American International Group, Inc. (AIG) is a financial company listed in the US with a market value of about $43.0B. In the twelve months to September 30, 2026 it had revenue of $27.7B and net income of $3.3B, a net margin of 11.9%.
Its overall Stock Analiz score is 2.0 out of 5 (weak). The strongest part is shareholder returns (4/5); the weakest is track record (0/5).
Key numbers: a P/E of 13.5, a price to free cash flow of 8.3, 5-year revenue growth of -9% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 8% below the current price.
Score: 2.0 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Profit margin improving
- More cash than debt, or low debt to equity
- Positive free cash flow
- Debt below 3 years of free cash flow
- Pays a dividend
- Share count down over 3 years (buybacks)
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $27.7B | $26.8B | $27.3B | $27.9B | $30.0B | $52.2B | $43.7B | $49.7B | $47.4B | $49.5B | $52.4B |
| Net income | $3.3B | $3.1B | -$1.4B | $3.6B | $10.2B | $10.4B | -$5.9B | $3.3B | -$6M | -$6.1B | -$849M |
| Free cash flow | $5.2B | — | — | $6.0B | $3.9B | $5.9B | $685M | -$2.1B | -$762M | -$8.3B | $2.4B |
| EPS (diluted) | $6.12 | $5.43 | $-2.17 | $4.98 | $12.94 | $11.95 | $-6.88 | $3.74 | $-0.01 | $-6.54 | $-0.78 |
| Net margin | 11.9% | 11.6% | -5.1% | 13.0% | 34.1% | 19.9% | -13.6% | 6.7% | -0.0% | -12.3% | -1.6% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 20 analysts is $88.55, 7% above the current price; targets range from $80.00 to $103.00; the consensus rating is “Buy”; expected EPS is $8.23 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is American International Group’s P/E ratio?
About 13.5, based on the last twelve months of diluted earnings per share (forward P/E about 9.5).
Is American International Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 8% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does American International Group pay a dividend?
Yes. The dividend yield is about 2.41%, and it has paid dividends for 10 years in our data.
Is American International Group a good stock to buy?
We do not give buy or sell advice. American International Group scores 2.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.