Stock AnalizHartford Insurance Group, Inc. HIG
Property-Casualty Insurers · data as of November 13, 2026
Hartford Insurance Group, Inc. (HIG) is a financial company listed in the US with a market value of about $36.8B. In the twelve months to September 30, 2026 it had revenue of $29.9B and net income of $4.6B, a net margin of 15.4%.
Its overall Stock Analiz score is 3.6 out of 5 (good). The strongest part is value (5/5); the weakest is future growth (2/5).
Key numbers: a P/E of 9.2, a price to free cash flow of 5.3, 5-year revenue growth of 7% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 44% above the current price.
Score: 3.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
Checks not passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $29.9B | $28.4B | $26.5B | $24.5B | $22.4B | $22.4B | $20.5B | $20.7B | $19.0B | $17.2B | $16.3B |
| Net income | $4.6B | $3.8B | $3.1B | $2.5B | $1.8B | $2.4B | $1.7B | $2.1B | $1.8B | -$3.1B | $896M |
| Free cash flow | $6.9B | $5.8B | $5.8B | $4.0B | $3.8B | $4.0B | $3.8B | $3.4B | $2.7B | $1.9B | $1.8B |
| EPS (diluted) | $16.52 | $13.32 | $10.35 | $7.97 | $5.46 | $6.64 | $4.76 | $5.66 | $4.95 | $-8.61 | $2.27 |
| Net margin | 15.4% | 13.5% | 11.7% | 10.2% | 8.1% | 10.6% | 8.5% | 10.1% | 9.5% | -18.2% | 5.5% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 21 analysts is $145.24, 6% above the current price; targets range from $135.00 to $163.00; the consensus rating is “Buy”; expected EPS is $13.27 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Hartford Insurance Group’s P/E ratio?
About 9.2, based on the last twelve months of diluted earnings per share (forward P/E about 10.2).
Is Hartford Insurance Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 44% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Hartford Insurance Group pay a dividend?
Yes. The dividend yield is about 1.95%, and it has paid dividends for 10 years in our data.
Is Hartford Insurance Group a good stock to buy?
We do not give buy or sell advice. Hartford Insurance Group scores 3.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.