Stock AnalizSelective Insurance Group Inc. SIGI
Property-Casualty Insurers · data as of November 13, 2026
Selective Insurance Group Inc. (SIGI) is a financial company listed in the US with a market value of about $6.1B. In the twelve months to September 30, 2026 it had revenue of $5.4B and net income of $502M, a net margin of 9.2%.
Its overall Stock Analiz score is 3.2 out of 5 (average). The strongest part is value (4/5); the weakest is future growth (3/5).
Key numbers: a P/E of 12.3, a price to free cash flow of 5.3, 5-year revenue growth of 13% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 45% below the current price.
Score: 3.2 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
- Liabilities below 60% of assets
- Share count down over 3 years (buybacks)
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.4B | $5.3B | $4.9B | $4.2B | $3.6B | $3.4B | $2.9B | $2.8B | $2.6B | $2.5B | $2.3B |
| Net income | $502M | $466M | $207M | $365M | $225M | $404M | $246M | $272M | $179M | $169M | $158M |
| Free cash flow | $1.1B | $1.2B | $1.1B | $736M | $776M | $749M | $532M | $447M | $439M | $365M | $311M |
| EPS (diluted) | $8.32 | $7.49 | $3.23 | $5.84 | $3.54 | $6.50 | $4.09 | $4.53 | $3.00 | $2.84 | $2.70 |
| Net margin | 9.2% | 8.7% | 4.3% | 8.6% | 6.3% | 11.9% | 8.4% | 9.5% | 6.9% | 6.8% | 6.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $103.86, 1% above the current price; targets range from $85.00 to $115.00; the consensus rating is “Hold”; expected EPS is $8.73 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Selective Insurance Group’s P/E ratio?
About 12.3, based on the last twelve months of diluted earnings per share (forward P/E about 10.9).
Is Selective Insurance Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 45% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Selective Insurance Group pay a dividend?
Yes. The dividend yield is about 1.86%, and it has paid dividends for 10 years in our data.
Is Selective Insurance Group a good stock to buy?
We do not give buy or sell advice. Selective Insurance Group scores 3.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.