Stock AnalizRli Corp. RLI
Property-Casualty Insurers · data as of November 13, 2026
Rli Corp. (RLI) is a financial company listed in the US with a market value of about $6.4B. In the twelve months to September 30, 2026 it had revenue of $1.9B and net income of $395M, a net margin of 20.3%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is track record (4/5); the weakest is future growth (2/5).
Key numbers: a P/E of 16.2, a price to free cash flow of 12.0, 5-year revenue growth of 14% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 52% below the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- PEG below 1.5
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.9B | $1.9B | $1.8B | $1.5B | $1.7B | $1.2B | $984M | $1.0B | $818M | $797M | $816M |
| Net income | $395M | $403M | $346M | $305M | $583M | $279M | $157M | $192M | $64M | $105M | $115M |
| Free cash flow | $532M | $609M | $556M | $458M | $245M | $377M | $257M | $270M | $211M | $188M | $158M |
| EPS (diluted) | $4.29 | $4.37 | $3.74 | $3.31 | $6.37 | $3.05 | $1.73 | $2.11 | $0.71 | $1.18 | $1.29 |
| Net margin | 20.3% | 21.4% | 19.5% | 20.2% | 34.4% | 23.7% | 16.0% | 19.1% | 7.8% | 13.2% | 14.1% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 4 analysts is $58.25, 16% below the current price; targets range from $48.00 to $74.00; the consensus rating is “none”; expected EPS is $3.22 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Rli’s P/E ratio?
About 16.2, based on the last twelve months of diluted earnings per share (forward P/E about 24.4).
Is Rli stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 52% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Rli pay a dividend?
Yes. The dividend yield is about 1.03%, and it has paid dividends for 10 years in our data.
Is Rli a good stock to buy?
We do not give buy or sell advice. Rli scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.