Stock AnalizRadian Group Inc. RDN
Property-Casualty Insurers · data as of November 13, 2026
Radian Group Inc. (RDN) is a financial company listed in the US with a market value of about $4.6B. In the twelve months to September 30, 2026 it had revenue of $2.0B and net income of $559M, a net margin of 28.4%.
Its overall Stock Analiz score is 3.4 out of 5 (good). The strongest part is value (5/5); the weakest is future growth (0/5).
Key numbers: a P/E of 9.0, a price to free cash flow of 3.3, 5-year revenue growth of -4% a year, a 5-year average ROIC of 12%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 125% above the current price.
Score: 3.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
Checks not passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.0B | $1.2B | $1.2B | $1.2B | $1.2B | $1.3B | $1.4B | $1.5B | $1.3B | $1.2B | $1.2B |
| Net income | $559M | $583M | $604M | $603M | $743M | $601M | $394M | $672M | $606M | $121M | $308M |
| Free cash flow | $1.4B | $116M | -$665M | $521M | $371M | $545M | $641M | $667M | $652M | $332M | $346M |
| EPS (diluted) | $4.08 | $4.14 | $3.92 | $3.77 | $4.35 | $3.16 | $2.00 | $3.20 | $2.77 | $0.55 | $1.37 |
| Net margin | 28.4% | 48.7% | 50.1% | 51.2% | 62.4% | 45.2% | 27.4% | 44.0% | 47.6% | 9.9% | 24.9% |
| ROIC | — | 10.5% | 11.6% | 11.5% | 13.8% | 10.5% | 6.9% | 13.5% | 13.4% | 6.8% | 7.8% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $40.79, 11% above the current price; targets range from $36.50 to $47.00; the consensus rating is “Buy”; expected EPS is $5.12 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Radian Group’s P/E ratio?
About 9.0, based on the last twelve months of diluted earnings per share (forward P/E about 7.0).
Is Radian Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 125% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Radian Group pay a dividend?
Yes. The dividend yield is about 2.79%, and it has paid dividends for 10 years in our data.
Is Radian Group a good stock to buy?
We do not give buy or sell advice. Radian Group scores 3.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.