Stock AnalizPalomar Holdings, Inc. PLMR
Property-Casualty Insurers · IPO 2019 · data as of November 13, 2026
Palomar Holdings, Inc. (PLMR) is a financial company listed in the US with a market value of about $4.2B. In the twelve months to September 30, 2026 it had revenue of $1.2B and net income of $217M, a net margin of 17.6%.
Its overall Stock Analiz score is 3.2 out of 5 (average). The strongest part is future growth (5/5); the weakest is shareholder returns (1/5).
Key numbers: a P/E of 19.9, a price to free cash flow of 9.3, 5-year revenue growth of 39% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 31% below the current price.
Score: 3.2 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- 5-year average ROIC above 12%
- Interest covered more than 5 times
- Liabilities below 60% of assets
- Pays a dividend
- Share count down over 3 years (buybacks)
- 20% to 100% of free cash flow returned to shareholders
Valuation
Growth and quality
Financials, last 9 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.2B | $876M | $554M | $376M | $327M | $248M | $168M | $113M | $73M | $59M |
| Net income | $217M | $197M | $118M | $79M | $52M | $46M | $6M | $11M | $18M | $4M |
| Free cash flow | $452M | $409M | $261M | $116M | $169M | $88M | $57M | $44M | $22M | $20M |
| EPS (diluted) | $7.98 | $7.17 | $4.48 | $3.13 | $2.02 | $1.76 | $0.24 | $0.49 | $1.07 | $0.22 |
| Net margin | 17.6% | 22.5% | 21.2% | 21.1% | 16.0% | 18.5% | 3.7% | 9.4% | 25.0% | 6.4% |
| ROIC | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 6 analysts is $168.83, 6% above the current price; targets range from $155.00 to $181.00; the consensus rating is “Buy”; expected EPS is $10.39 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Palomar’s P/E ratio?
About 19.9, based on the last twelve months of diluted earnings per share (forward P/E about 14.1).
Is Palomar stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 31% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Palomar pay a dividend?
Yes. The dividend yield is about 1.13%, and it has paid dividends for 1 years in our data.
Is Palomar a good stock to buy?
We do not give buy or sell advice. Palomar scores 3.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.