Stock AnalizPelagos Insurance Capital Ltd PLGO
Property-Casualty Insurers · IPO 2023 · data as of November 13, 2026
Pelagos Insurance Capital Ltd (PLGO) is a financial company listed in the US with a market value of about $2.3B. In the twelve months to September 30, 2026 it had revenue of $2.3B and net income of $332M, a net margin of 14.2%.
Its overall Stock Analiz score is 1.6 out of 5 (weak). The strongest part is value (3/5); the weakest is future growth (1/5).
Key numbers: a P/E of 7.9. A discounted cash flow model with moderate assumptions puts its intrinsic value about 87% above the current price.
Score: 1.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- 3-year revenue growth above 10% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Pays a dividend
- Stock-based pay below 5% of revenue
Checks not passed
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 5 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | $2.3B | $2.5B | $2.4B | $3.6B | $1.5B | $1.2B |
| Net income | $332M | $226M | $113M | $2.1B | $53M | $68M |
| Free cash flow | — | -$410M | $614M | $489M | $723M | $339M |
| EPS (diluted) | $3.66 | $2.84 | $1.43 | $26.88 | $0.66 | $0.86 |
| Net margin | 14.2% | 9.0% | 4.7% | 59.3% | 3.5% | 5.7% |
| ROIC | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 9 analysts is $26.94, 6% below the current price; targets range from $23.00 to $32.00; the consensus rating is “Hold”; expected EPS is $3.36 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Pelagos Insurance Capital’s P/E ratio?
About 7.9, based on the last twelve months of diluted earnings per share (forward P/E about 7.7).
Is Pelagos Insurance Capital stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 87% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Pelagos Insurance Capital pay a dividend?
Yes. The dividend yield is about 3.06%, and it has paid dividends for 4 years in our data.
Is Pelagos Insurance Capital a good stock to buy?
We do not give buy or sell advice. Pelagos Insurance Capital scores 1.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.