Stock AnalizOld Republic International Corp. ORI
Property-Casualty Insurers · data as of November 13, 2026
Old Republic International Corp. (ORI) is a financial company listed in the US with a market value of about $9.5B. In the twelve months to September 30, 2026 it had revenue of $9.8B and net income of $1.1B, a net margin of 11.2%.
Its overall Stock Analiz score is 3.6 out of 5 (good). The strongest part is value (5/5); the weakest is future growth (2/5).
Key numbers: a P/E of 8.9, a price to free cash flow of 8.3, 5-year revenue growth of 5% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 146% above the current price.
Score: 3.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- Profit margin improving
- 5-year EPS growth above 10% a year
Checks not passed
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $9.8B | $9.1B | $8.2B | $7.3B | $8.1B | $9.3B | $7.2B | $7.5B | $6.3B | $6.3B | $5.9B |
| Net income | $1.1B | $935M | $853M | $599M | $686M | $1.5B | $559M | $1.1B | $370M | $560M | $467M |
| Free cash flow | $1.1B | $1.2B | — | — | — | — | — | — | — | — | — |
| EPS (diluted) | $4.44 | $3.72 | $3.24 | $2.10 | $2.26 | $5.05 | $1.87 | $3.51 | $1.24 | $1.92 | $1.62 |
| Net margin | 11.2% | 10.2% | 10.4% | 8.2% | 8.5% | 16.4% | 7.8% | 14.2% | 5.9% | 8.9% | 7.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 2 analysts is $43.50, 10% above the current price; targets range from $42.00 to $45.00; the consensus rating is “none”; expected EPS is $2.85 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Old Republic International’s P/E ratio?
About 8.9, based on the last twelve months of diluted earnings per share (forward P/E about 12.9).
Is Old Republic International stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 146% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Old Republic International pay a dividend?
Yes. The dividend yield is about 3.15%, and it has paid dividends for 10 years in our data.
Is Old Republic International a good stock to buy?
We do not give buy or sell advice. Old Republic International scores 3.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.