Stock AnalizMgic Investment Corp. MTG
Property-Casualty Insurers · IPO 1991 · data as of November 13, 2026
Mgic Investment Corp. (MTG) is a financial company listed in the US with a market value of about $5.5B. In the twelve months to September 30, 2026 it had revenue of $1.2B and net income of $692M, a net margin of 58.1%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is value (5/5); the weakest is future growth (0/5).
Key numbers: a P/E of 8.6, a price to free cash flow of 7.8, 5-year revenue growth of 0% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 43% above the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
Checks not passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.2B | $1.2B | $1.2B | $1.2B | $1.2B | $1.2B | $1.2B | $1.2B | $1.1B | $1.1B | $1.1B |
| Net income | $692M | $738M | $763M | $713M | $865M | $635M | $446M | $674M | $670M | $356M | $343M |
| Free cash flow | $708M | $852M | $724M | $711M | $647M | $692M | $729M | $604M | $530M | $391M | $214M |
| EPS (diluted) | $3.22 | $3.14 | $2.89 | $2.49 | $2.79 | $1.85 | $1.29 | $1.85 | $1.78 | $0.95 | $0.86 |
| Net margin | 58.1% | 60.8% | 63.2% | 61.7% | 73.8% | 53.5% | 37.2% | 55.5% | 59.6% | 33.4% | 32.2% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 6 analysts is $30.17, 9% above the current price; targets range from $26.00 to $35.00; the consensus rating is “Hold”; expected EPS is $3.30 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Mgic Investment’s P/E ratio?
About 8.6, based on the last twelve months of diluted earnings per share (forward P/E about 8.2).
Is Mgic Investment stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 43% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Mgic Investment pay a dividend?
Yes. The dividend yield is about 2.44%, and it has paid dividends for 7 years in our data.
Is Mgic Investment a good stock to buy?
We do not give buy or sell advice. Mgic Investment scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.