Stock AnalizKinsale Capital Group, Inc. KNSL
Property-Casualty Insurers · data as of November 13, 2026
Kinsale Capital Group, Inc. (KNSL) is a financial company listed in the US with a market value of about $8.9B. In the twelve months to September 30, 2026 it had revenue of $2.0B and net income of $525M, a net margin of 26.9%.
Its overall Stock Analiz score is 3.8 out of 5 (good). The strongest part is track record (5/5); the weakest is value (3/5).
Key numbers: a P/E of 17.3, a price to free cash flow of 9.2, 5-year revenue growth of 32% a year, a 5-year average ROIC of 22%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 68% below the current price.
Score: 3.8 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- Strong R&D investment or growth above 20%
- Liabilities below 60% of assets
- Share count down over 3 years (buybacks)
- 20% to 100% of free cash flow returned to shareholders
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.0B | $1.9B | $1.6B | $1.2B | $839M | $653M | $460M | $316M | $222M | $187M | $142M |
| Net income | $525M | $504M | $415M | $308M | $159M | $153M | $88M | $63M | $34M | $25M | $26M |
| Free cash flow | $973M | $990M | $952M | $853M | $551M | $401M | $247M | $159M | $103M | $77M | $73M |
| EPS (diluted) | $22.94 | $21.65 | $17.78 | $13.22 | $6.88 | $6.62 | $3.87 | $2.86 | $1.56 | $1.16 | $0.32 |
| Net margin | 26.9% | 26.9% | 26.1% | 25.2% | 19.0% | 23.4% | 19.2% | 20.0% | 15.2% | 13.3% | 18.5% |
| ROIC | — | 23.1% | 24.9% | 24.2% | 16.9% | 20.6% | 15.3% | 15.6% | 12.8% | 10.4% | 12.4% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 9 analysts is $349.00, 12% below the current price; targets range from $285.00 to $405.00; the consensus rating is “Hold”; expected EPS is $22.03 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Kinsale Capital Group’s P/E ratio?
About 17.3, based on the last twelve months of diluted earnings per share (forward P/E about 18.2).
Is Kinsale Capital Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 68% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Kinsale Capital Group pay a dividend?
Yes. The dividend yield is about 0.25%, and it has paid dividends for 10 years in our data.
Is Kinsale Capital Group a good stock to buy?
We do not give buy or sell advice. Kinsale Capital Group scores 3.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.