Stock AnalizKB Financial Group Inc. KB
Commercial Banks · data as of November 13, 2026
KB Financial Group Inc. (KB) is a financial company listed in the US with a market value of about $41.6B. In the twelve months to June 30, 2026 it had revenue of $16.7B and net income of $4.6B, a net margin of 27.3%.
Its overall Stock Analiz score is 1.6 out of 5 (weak). The strongest part is value (3/5); the weakest is future growth (0/5).
Key numbers: a P/E of 10.1, a price to free cash flow of 9.4, a 5-year average ROIC of 5%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 12% below the current price.
Score: 1.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Profitable 5 years in a row
- Positive free cash flow
- Pays a dividend
- 20% to 100% of free cash flow returned to shareholders
- Dividend 3 years in a row
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $16.7B | $15.9B | — | $12.5B | $10.9B | $12.2B | $11.5B | $9.9B | $9.7B | $9.6B | $6.2B |
| Net income | $4.6B | $4.2B | $3.4B | $3.6B | $3.5B | $3.7B | $3.2B | $2.9B | $2.8B | $3.1B | — |
| Free cash flow | $4.4B | $2.7B | $2.5B | $2.9B | $4.3B | -$5.9B | -$11.0B | $7.6B | -$8.5B | -$4.8B | — |
| EPS (diluted) | $12.59 | $11.75 | $9.69 | $10.12 | $9.83 | $10.49 | $8.97 | $8.08 | $7.76 | $8.75 | — |
| Net margin | 27.3% | 26.5% | — | 28.7% | 31.9% | 30.5% | 27.7% | 28.9% | 28.3% | 32.5% | — |
| ROIC | — | — | 8.3% | 3.8% | 3.4% | 4.2% | 3.7% | 8.5% | 8.5% | 9.5% | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is KB Financial Group’s P/E ratio?
About 10.1, based on the last twelve months of diluted earnings per share (forward P/E about 7.7).
Is KB Financial Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 12% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does KB Financial Group pay a dividend?
Yes. The dividend yield is about 2.82%, and it has paid dividends for 10 years in our data.
Is KB Financial Group a good stock to buy?
We do not give buy or sell advice. KB Financial Group scores 1.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.