Stock AnalizRoyal Bank OF Canada RY
Commercial Banks · data as of November 13, 2026
Royal Bank OF Canada (RY) is a financial company listed in the US with a market value of about $280.1B. In the twelve months to July 31, 2026 it had revenue of $49.8B and net income of $15.5B, a net margin of 31.2%.
Its overall Stock Analiz score is 1.6 out of 5 (weak). The strongest part is future growth (3/5); the weakest is shareholder returns (0/5).
Key numbers: a P/E of 18.2, a price to free cash flow of 5.2, 5-year revenue growth of 6% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 38% below the current price.
Score: 1.6 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Revenue growth above 10% last year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
- Positive free cash flow
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 9 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $49.8B | $47.5B | $41.2B | $37.1B | $35.8B | $40.2B | $35.5B | $35.0B | $32.4B | $31.5B |
| Net income | $15.5B | $14.5B | $11.7B | $10.5B | $11.6B | $13.0B | $8.6B | $9.8B | $9.4B | $8.9B |
| Free cash flow | $54.1B | $39.4B | $16.6B | $18.8B | $16.1B | $49.4B | $104.4B | $10.8B | $13.3B | $29.3B |
| EPS (diluted) | $11.11 | $10.49 | $8.43 | $7.61 | $8.34 | $9.38 | $6.21 | $7.06 | $6.82 | $6.40 |
| Net margin | 31.2% | 30.6% | 28.3% | 28.4% | 32.2% | 32.3% | 24.2% | 28.0% | 29.1% | 28.1% |
| ROIC | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Royal Bank OF Canada’s P/E ratio?
About 18.2, based on the last twelve months of diluted earnings per share (forward P/E about 15.9).
Is Royal Bank OF Canada stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 38% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Royal Bank OF Canada pay a dividend?
Yes. The dividend yield is about 2.44%, and it has paid dividends for 6 years in our data.
Is Royal Bank OF Canada a good stock to buy?
We do not give buy or sell advice. Royal Bank OF Canada scores 1.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.