Stock AnalizSumitomo Mitsui Financial Group, Inc. SMFG
Commercial Banks · data as of November 13, 2026
Sumitomo Mitsui Financial Group, Inc. (SMFG) is a financial company listed in the US with a market value of about $157.9B. In the twelve months to June 30, 2026 it had revenue of $38.5B and net income of $10.7B, a net margin of 27.8%.
Its overall Stock Analiz score is 1.8 out of 5 (weak). The strongest part is value (3/5); the weakest is future growth (0/5).
Key numbers: a P/E of 15.0, a price to free cash flow of 2.9. A discounted cash flow model with moderate assumptions puts its intrinsic value about 26% below the current price.
Score: 1.8 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- PEG below 1.5
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
- Pays a dividend
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $38.5B | $36.3B | — | — | — | — | — | — | — | — | — |
| Net income | $10.7B | $9.9B | $3.2B | $5.8B | $6.8B | $4.1B | $6.2B | $1.8B | $4.9B | $7.1B | $5.6B |
| Free cash flow | $53.6B | -$67.4B | $19.9B | $6.1B | -$40.0B | $41.2B | — | — | — | — | — |
| EPS (diluted) | $1.68 | $1.55 | $0.50 | $0.91 | $1.07 | $0.64 | $0.97 | $0.29 | $0.77 | $1.12 | $0.88 |
| Net margin | 27.8% | 27.3% | — | — | — | — | — | — | — | — | — |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Sumitomo Mitsui Financial Group’s P/E ratio?
About 15.0, based on the last twelve months of diluted earnings per share (forward P/E about 60.3).
Is Sumitomo Mitsui Financial Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 26% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Sumitomo Mitsui Financial Group pay a dividend?
Yes. The dividend yield is about 2.39%, and it has paid dividends for 10 years in our data.
Is Sumitomo Mitsui Financial Group a good stock to buy?
We do not give buy or sell advice. Sumitomo Mitsui Financial Group scores 1.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.