Stock AnalizInter & Co, Inc. INTR
Commercial Banks · data as of November 13, 2026
Inter & Co, Inc. (INTR) is a financial company listed in the US with a market value of about $1.8B. In the twelve months to September 30, 2026 it had revenue of $1.8B and net income of $285M, a net margin of 15.8%.
Its overall Stock Analiz score is 3.4 out of 5 (good). The strongest part is value (5/5); the weakest is financial health (2/5).
Key numbers: a P/E of 6.5, a price to free cash flow of 1.4, 5-year revenue growth of 42% a year, a 5-year average ROIC of 26%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 200% above the current price.
Score: 3.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
Checks not passed
- Profitable 5 years in a row
- ROE above 15%
- More cash than debt, or low debt to equity
- Interest covered more than 5 times
- Liabilities below 60% of assets
- Share count down over 3 years (buybacks)
- 20% to 100% of free cash flow returned to shareholders
- Stock-based pay below 5% of revenue
Valuation
Growth and quality
Financials, last 7 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.8B | $1.5B | $1.0B | $979M | $674M | $399M | $195M | $177M |
| Net income | $285M | $232M | $147M | $62M | -$2M | -$13M | $3M | $7M |
| Free cash flow | — | $1.3B | $595M | $1.6B | $393M | $11M | $571M | $194M |
| EPS (diluted) | $0.64 | $0.52 | $0.33 | $0.14 | $-0.00 | $-0.03 | $0.01 | $0.02 |
| Net margin | 15.8% | 15.6% | 14.2% | 6.4% | -0.3% | -3.3% | 1.8% | 3.9% |
| ROIC | — | — | 40.4% | 35.2% | 20.2% | 9.2% | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Inter & Co’s P/E ratio?
About 6.5, based on the last twelve months of diluted earnings per share (forward P/E about 4.6).
Is Inter & Co stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 200% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Inter & Co pay a dividend?
Yes. The dividend yield is about 2.73%, and it has paid dividends for 6 years in our data.
Is Inter & Co a good stock to buy?
We do not give buy or sell advice. Inter & Co scores 3.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.