Stock AnalizInternational General Insurance Holdings Ltd. IGIC
Property-Casualty Insurers · IPO 2018 · data as of November 13, 2026
International General Insurance Holdings Ltd. (IGIC) is a financial company listed in the US with a market value of about $1.0B. In the twelve months to September 30, 2026 it had revenue of $529M and net income of $102M, a net margin of 19.2%.
Its overall Stock Analiz score is 3.2 out of 5 (average). The strongest part is value (5/5); the weakest is future growth (1/5).
Key numbers: a P/E of 10.1, a price to free cash flow of 9.5, a 5-year average ROIC of -69%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 9% above the current price.
Score: 3.2 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
Checks not passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 9 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $529M | $517M | $539M | $499M | $393M | $350M | — | — | — | — |
| Net income | $102M | $127M | $135M | $118M | $89M | $47M | $2M | $24M | $26M | $7M |
| Free cash flow | $110M | $107M | $203M | $193M | $154M | $173M | -$91M | $21M | $104M | $13M |
| EPS (diluted) | $2.40 | $2.97 | $3.15 | $2.76 | $2.08 | $1.09 | $0.04 | $0.55 | $0.60 | $0.16 |
| Net margin | 19.2% | 24.6% | 25.1% | 23.7% | 22.7% | 13.4% | — | — | — | — |
| ROIC | — | — | — | -59.8% | -71.5% | -76.2% | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 2 analysts is $30.00, 23% above the current price; targets range from $30.00 to $30.00; the consensus rating is “Strong buy”; expected EPS is $2.35 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is International General Insurance Holdings’s P/E ratio?
About 10.1, based on the last twelve months of diluted earnings per share (forward P/E about 8.9).
Is International General Insurance Holdings stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 9% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does International General Insurance Holdings pay a dividend?
Yes. The dividend yield is about 1.27%, and it has paid dividends for 9 years in our data.
Is International General Insurance Holdings a good stock to buy?
We do not give buy or sell advice. International General Insurance Holdings scores 3.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.