Stock AnalizHamilton Insurance Group, Ltd. HG
Property-Casualty Insurers · IPO 2023 · data as of November 13, 2026
Hamilton Insurance Group, Ltd. (HG) is a financial company listed in the US with a market value of about $3.8B. In the twelve months to September 30, 2026 it had revenue of $3.2B and net income of $915M, a net margin of 29.0%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is future growth (4/5); the weakest is track record (1/5).
Key numbers: a P/E of 7.4, a price to free cash flow of 4.8. A discounted cash flow model with moderate assumptions puts its intrinsic value about 47% below the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- Strong R&D investment or growth above 20%
- ROE above 15%
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 5 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | $3.2B | $2.9B | $2.3B | $1.6B | $1.2B | $1.3B |
| Net income | $915M | $840M | $613M | $280M | -$30M | $250M |
| Free cash flow | $787M | — | — | — | — | — |
| EPS (diluted) | $5.21 | $5.55 | $3.67 | $2.44 | $-0.95 | $1.82 |
| Net margin | 29.0% | 28.9% | 26.3% | 17.8% | -2.4% | 18.7% |
| ROIC | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $39.86, 4% above the current price; targets range from $35.00 to $43.00; the consensus rating is “Buy”; expected EPS is $6.00 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Hamilton Insurance Group’s P/E ratio?
About 7.4, based on the last twelve months of diluted earnings per share (forward P/E about 8.0).
Is Hamilton Insurance Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 47% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Hamilton Insurance Group pay a dividend?
Not currently.
Is Hamilton Insurance Group a good stock to buy?
We do not give buy or sell advice. Hamilton Insurance Group scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.