Stock AnalizBanco Santander (Brasil) S.A. BSBR
Commercial Banks · IPO 2009 · data as of November 13, 2026
Banco Santander (Brasil) S.A. (BSBR) is a financial company listed in the US with a market value of about $37.7B. In the twelve months to September 30, 2026 it had revenue of $8.5B and net income of $1.1B, a net margin of 13.0%.
Its overall Stock Analiz score is 2.0 out of 5 (weak). The strongest part is value (3/5); the weakest is future growth (0/5).
Key numbers: a P/E of 16.3, a price to free cash flow of 4.2. A discounted cash flow model with moderate assumptions puts its intrinsic value about 11% above the current price.
Score: 2.0 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
- Debt below 3 years of free cash flow
- Pays a dividend
Checks not passed
- P/E below the industry median
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $8.5B | — | — | — | — | — | — | — | — | — | — |
| Net income | $1.1B | $2.3B | $2.2B | $1.9B | $2.7B | $2.8B | $2.6B | $4.1B | $3.2B | $2.7B | $2.3B |
| Free cash flow | $9.0B | $506M | -$3.7B | $7.2B | $967M | $952M | $8.0B | $5.8B | $1.7B | $15.0B | $1.9B |
| EPS (diluted) | $0.15 | $0.31 | $0.29 | $0.26 | $0.36 | $0.37 | $0.35 | $0.55 | $0.43 | $0.36 | $0.30 |
| Net margin | 13.0% | — | — | — | — | — | — | — | — | — | — |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Banco Santander (Brasil)’s P/E ratio?
About 16.3, based on the last twelve months of diluted earnings per share (forward P/E about 6.0).
Is Banco Santander (Brasil) stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 11% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Banco Santander (Brasil) pay a dividend?
Yes. The dividend yield is about 7.84%, and it has paid dividends for 9 years in our data.
Is Banco Santander (Brasil) a good stock to buy?
We do not give buy or sell advice. Banco Santander (Brasil) scores 2.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
Similar companies
Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.