Stock AnalizBank OF Montreal BMO
Commercial Banks · data as of November 13, 2026
Bank OF Montreal (BMO) is a financial company listed in the US with a market value of about $120.4B. In the twelve months to July 31, 2026 it had revenue of $27.0B and net income of $6.1B, a net margin of 22.6%.
Its overall Stock Analiz score is 1.6 out of 5 (weak). The strongest part is value (2/5); the weakest is track record (1/5).
Key numbers: a P/E of 20.1, a price to free cash flow of 3.5, 5-year revenue growth of 6% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 45% below the current price.
Score: 1.6 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Profitable 5 years in a row
- Positive free cash flow
- Pays a dividend
- Dividend 3 years in a row
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $27.0B | $25.9B | $23.6B | $21.1B | $24.7B | $22.0B | $18.9B | $19.4B | $17.5B | $17.1B | $15.7B |
| Net income | $6.1B | $6.2B | $5.3B | $3.2B | $9.9B | $6.3B | $3.8B | $4.4B | $4.2B | $4.1B | $3.4B |
| Free cash flow | $34.0B | $6.1B | $18.1B | $6.3B | $3.1B | $35.3B | $37.9B | $21.9B | $13.4B | $2.0B | -$2.2B |
| EPS (diluted) | $8.60 | $8.93 | $7.57 | $4.60 | $14.25 | $9.03 | $5.51 | $6.30 | $5.98 | $5.96 | $4.96 |
| Net margin | 22.6% | 24.0% | 22.3% | 15.1% | 40.2% | 28.5% | 20.2% | 22.6% | 23.8% | 24.1% | 21.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Bank OF Montreal’s P/E ratio?
About 20.1, based on the last twelve months of diluted earnings per share (forward P/E about 14.8).
Is Bank OF Montreal stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 45% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Bank OF Montreal pay a dividend?
Yes. The dividend yield is about 2.77%, and it has paid dividends for 10 years in our data.
Is Bank OF Montreal a good stock to buy?
We do not give buy or sell advice. Bank OF Montreal scores 1.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.