Stock Analiz

Macro Bank Inc. BMA

Commercial Banks · data as of November 13, 2026

$56.86Market cap $3.6B
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Macro Bank Inc. (BMA) is a financial company listed in the US with a market value of about $3.6B. In the twelve months to June 30, 2026 it had revenue of $2.6B and net income of $248M, a net margin of 9.5%.

Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is value (5/5); the weakest is future growth (1/5).

Key numbers: a P/E of 11.6, a price to free cash flow of 3.0, a 5-year average ROIC of 77%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 109% above the current price.

Score: 3.0 / 5

Value5/5
Future growth1/5
Track record3/5
Financial health3/5
Shareholder returns3/5

Checks passed

  • P/E below 25
  • P/E below the industry median
  • P/FCF below 20
  • Price below intrinsic value (DCF, moderate assumptions)
  • PEG below 1.5
  • 3-year free cash flow growth above 10% a year
  • 5-year EPS growth above 10% a year
  • 5-year average ROIC above 12%

Checks not passed

  • Revenue growth above 10% last year
  • 3-year revenue growth above 10% a year
  • Profit margin improving
  • Strong R&D investment or growth above 20%
  • 5-year revenue growth above 8% a year
  • ROE above 15%
  • Interest covered more than 5 times
  • Liabilities below 60% of assets

Valuation

P/E (TTM)11.6
Forward P/E5.0
P/FCF3.0
P/S1.3
P/B0.9
EV/EBITDA1.5
PEG0.23
Dividend yield7.37%
FCF yield33.4%
Shareholder yield7.4%
Intrinsic value vs. price+109%

Growth and quality

Revenue growth (1 yr)—
Revenue growth (5 yrs, per year)—
EPS growth (5 yrs, per year)49.5%
FCF growth (3 yrs, per year)101.4%
Net margin (5-yr avg.)—
ROIC (5-yr avg.)76.8%
Profitable years (of last 10)7
Years paying a dividend8

Financials, last 8 years

Fiscal yearTTM20242023202220212020201920182017
Revenue$2.6B——————$1.6B$3.0B
Net income$248M$211M$820M$179M$90M$50M$711M-$40M$482M
Free cash flow$1.2B$1.2B-$201M$2.2B$149M$221M$334M$4.1B-$1.6B
EPS (diluted)$3.87$3.30$12.83$2.80$1.40$0.78$11.12$-0.62$7.55
Net margin9.5%——————-2.6%16.3%
ROIC—60.9%66.9%84.5%111.7%60.0%53.4%47.5%40.2%

From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.

Frequently asked questions

What is Macro Bank’s P/E ratio?

About 11.6, based on the last twelve months of diluted earnings per share (forward P/E about 5.0).

Is Macro Bank stock undervalued?

Our DCF model with moderate assumptions puts its intrinsic value about 109% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.

Does Macro Bank pay a dividend?

Yes. The dividend yield is about 7.37%, and it has paid dividends for 8 years in our data.

Is Macro Bank a good stock to buy?

We do not give buy or sell advice. Macro Bank scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.

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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.