Stock AnalizBank OF Chile BCH
Commercial Banks · data as of November 13, 2026
Bank OF Chile (BCH) is a financial company listed in the US with a market value of about $19.8B. In the twelve months to September 30, 2026 it had revenue of $3.2B and net income of $1.2B, a net margin of 38.3%.
Its overall Stock Analiz score is 2.0 out of 5 (weak). The strongest part is track record (4/5); the weakest is future growth (1/5).
Key numbers: a P/E of 16.3, a price to free cash flow of 90.0, 5-year revenue growth of 9% a year, a 5-year average ROIC of 18%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 1% below the current price.
Score: 2.0 / 5
Checks passed
- P/E below 25
- PEG below 1.5
- 3-year revenue growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
- Positive free cash flow
Checks not passed
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.2B | $3.0B | $3.1B | $3.0B | $3.2B | $2.2B | $1.9B | $2.0B | $1.9B | $1.7B | $1.7B |
| Net income | $1.2B | $1.2B | $1.3B | $1.4B | $1.5B | $1.1B | $404M | $607M | $607M | $930M | $578M |
| Free cash flow | $220M | $753M | $3.7B | $1.7B | $110M | $3.0B | -$2.5B | $1.4B | -$1.4B | $854M | $135M |
| EPS (diluted) | $2.40 | $2.36 | $2.48 | $2.73 | $2.88 | $2.10 | $0.80 | $1.20 | $1.20 | $1.84 | $1.14 |
| Net margin | 38.3% | 39.6% | 40.7% | 45.6% | 46.1% | 47.5% | 20.9% | 30.1% | 32.7% | 54.8% | 33.5% |
| ROIC | — | — | 19.2% | 22.0% | 20.9% | 18.2% | 10.0% | 15.6% | 17.6% | 17.2% | 16.0% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Bank OF Chile’s P/E ratio?
About 16.3, based on the last twelve months of diluted earnings per share (forward P/E about 12.4).
Is Bank OF Chile stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 1% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Bank OF Chile pay a dividend?
Yes. The dividend yield is about 5.58%, and it has paid dividends for 10 years in our data.
Is Bank OF Chile a good stock to buy?
We do not give buy or sell advice. Bank OF Chile scores 2.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.