Stock AnalizAssurant, Inc. AIZ
Property-Casualty Insurers · IPO 2004 · data as of November 13, 2026
Assurant, Inc. (AIZ) is a financial company listed in the US with a market value of about $15.8B. In the twelve months to September 30, 2026 it had revenue of $13.8B and net income of $1.1B, a net margin of 7.8%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is shareholder returns (5/5); the weakest is future growth (2/5).
Key numbers: a P/E of 15.2, a price to free cash flow of 8.6, 5-year revenue growth of 6% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 21% below the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- PEG below 1.5
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.8B | $12.8B | $11.9B | $11.1B | $10.2B | $10.2B | $9.6B | $9.6B | $8.1B | $6.4B | $7.5B |
| Net income | $1.1B | $873M | $760M | $642M | $277M | $1.4B | $441M | $383M | $251M | $520M | $565M |
| Free cash flow | $1.8B | $1.6B | $1.1B | $936M | $411M | $594M | $1.2B | $1.3B | $574M | $468M | $23M |
| EPS (diluted) | $21.23 | $16.93 | $14.46 | $11.95 | $5.05 | $22.66 | $6.98 | $5.84 | $3.98 | $9.39 | $9.13 |
| Net margin | 7.8% | 6.8% | 6.4% | 5.8% | 2.7% | 13.4% | 4.6% | 4.0% | 3.1% | 8.1% | 7.5% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 6 analysts is $350.17, 9% above the current price; targets range from $330.00 to $377.00; the consensus rating is “Strong buy”; expected EPS is $24.31 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Assurant’s P/E ratio?
About 15.2, based on the last twelve months of diluted earnings per share (forward P/E about 13.3).
Is Assurant stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 21% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Assurant pay a dividend?
Yes. The dividend yield is about 1.09%, and it has paid dividends for 10 years in our data.
Is Assurant a good stock to buy?
We do not give buy or sell advice. Assurant scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.