Stock AnalizAmerican Financial Group Inc. AFG
Property-Casualty Insurers · data as of November 13, 2026
American Financial Group Inc. (AFG) is a financial company listed in the US with a market value of about $13.3B. In the twelve months to September 30, 2026 it had revenue of $8.5B and net income of $1.0B, a net margin of 12.0%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is shareholder returns (5/5); the weakest is future growth (0/5).
Key numbers: a P/E of 13.1, a price to free cash flow of 7.6, 5-year revenue growth of 7% a year, a 5-year average ROIC of 14%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 51% below the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- 5-year average ROIC above 12%
- Profitable 5 years in a row
- ROE above 15%
- More cash than debt, or low debt to equity
- Positive free cash flow
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $8.5B | $8.2B | $8.3B | $7.8B | $7.0B | $6.6B | $5.8B | $6.2B | $7.2B | $6.9B | $6.5B |
| Net income | $1.0B | $842M | $887M | $852M | $898M | $2.0B | $732M | $897M | $530M | $475M | $649M |
| Free cash flow | $1.8B | $1.5B | $1.2B | $2.0B | $1.2B | $1.7B | $2.2B | $2.5B | $2.1B | $1.8B | $1.1B |
| EPS (diluted) | $12.26 | $10.08 | $10.57 | $10.05 | $10.53 | $23.30 | $8.20 | $9.85 | $5.85 | $5.28 | $7.33 |
| Net margin | 12.0% | 10.3% | 10.7% | 10.9% | 12.8% | 30.4% | 12.7% | 14.4% | 7.4% | 6.9% | 10.0% |
| ROIC | — | 12.4% | 14.4% | 14.3% | 15.7% | 14.8% | 3.7% | 7.0% | 8.0% | 7.2% | 10.8% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 6 analysts is $158.00, 2% below the current price; targets range from $143.00 to $180.00; the consensus rating is “Buy”; expected EPS is $12.99 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is American Financial Group’s P/E ratio?
About 13.1, based on the last twelve months of diluted earnings per share (forward P/E about 12.8).
Is American Financial Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 51% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does American Financial Group pay a dividend?
Yes. The dividend yield is about 2.41%, and it has paid dividends for 10 years in our data.
Is American Financial Group a good stock to buy?
We do not give buy or sell advice. American Financial Group scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.