Stock AnalizArch Capital Group Ltd. ACGL
Property-Casualty Insurers · data as of November 13, 2026
Arch Capital Group Ltd. (ACGL) is a financial company listed in the US with a market value of about $35.7B. In the twelve months to September 30, 2026 it had revenue of $18.8B and net income of $4.4B, a net margin of 23.3%.
Its overall Stock Analiz score is 3.4 out of 5 (good). The strongest part is value (4/5); the weakest is future growth (3/5).
Key numbers: a P/E of 9.0, a price to free cash flow of 6.3, 5-year revenue growth of 19% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 60% below the current price.
Score: 3.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- Profit margin improving
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- Interest covered more than 5 times
- Liabilities below 60% of assets
- Share count down over 3 years (buybacks)
- Dividend 3 years in a row
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $18.8B | $19.9B | $17.4B | $13.6B | $9.6B | $9.2B | $8.5B | $6.9B | $5.5B | $5.6B | $4.5B |
| Net income | $4.4B | $4.4B | $4.3B | $4.4B | $1.5B | $2.2B | $1.4B | $1.6B | $758M | $619M | $693M |
| Free cash flow | $5.6B | $6.1B | $6.6B | $5.7B | $3.8B | $3.4B | $2.8B | $2.0B | $1.5B | $1.1B | $1.4B |
| EPS (diluted) | $12.22 | $11.60 | $11.19 | $11.62 | $3.80 | $5.23 | $3.32 | $3.87 | $1.73 | $1.36 | $1.78 |
| Net margin | 23.3% | 22.1% | 24.7% | 32.6% | 15.3% | 23.3% | 16.5% | 23.6% | 13.9% | 11.0% | 15.5% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 19 analysts is $113.58, 4% above the current price; targets range from $97.00 to $140.00; the consensus rating is “Buy”; expected EPS is $10.23 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Arch Capital Group’s P/E ratio?
About 9.0, based on the last twelve months of diluted earnings per share (forward P/E about 10.8).
Is Arch Capital Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 60% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Arch Capital Group pay a dividend?
Not currently.
Is Arch Capital Group a good stock to buy?
We do not give buy or sell advice. Arch Capital Group scores 3.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.