Stock AnalizWafd Inc. WAFD
Major Banks · data as of November 13, 2026
Wafd Inc. (WAFD) is a financial company listed in the US with a market value of about $2.2B. In the twelve months to September 30, 2026 it had revenue of $813M and net income of $241M, a net margin of 29.7%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is value (4/5); the weakest is future growth (0/5).
Key numbers: a P/E of 9.2, a price to free cash flow of 8.6, 5-year revenue growth of 5% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 385% above the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
- Debt below 3 years of free cash flow
Checks not passed
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $813M | $725M | $722M | $742M | $661M | $566M | $556M | $543M | $516M | $484M | $467M |
| Net income | $241M | $226M | $200M | $257M | $236M | $184M | $173M | $210M | $204M | $174M | $164M |
| Free cash flow | $252M | $208M | $415M | $199M | $257M | $285M | $135M | $199M | $164M | $164M | $180M |
| EPS (diluted) | $3.21 | $2.63 | $2.50 | $3.72 | $3.39 | $2.39 | $2.26 | $2.61 | $2.40 | $1.94 | $1.78 |
| Net margin | 29.7% | 31.2% | 27.7% | 34.7% | 35.8% | 32.5% | 31.2% | 38.7% | 39.5% | 35.8% | 35.1% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 4 analysts is $31.75, 8% above the current price; targets range from $31.00 to $34.00; the consensus rating is “none”; expected EPS is $3.38 for the fiscal year ending September 30, 2027.
Frequently asked questions
What is Wafd’s P/E ratio?
About 9.2, based on the last twelve months of diluted earnings per share (forward P/E about 8.1).
Is Wafd stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 385% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Wafd pay a dividend?
Yes. The dividend yield is about 3.67%, and it has paid dividends for 10 years in our data.
Is Wafd a good stock to buy?
We do not give buy or sell advice. Wafd scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.