Stock AnalizBank OF America Corp. BAC
Major Banks · data as of November 13, 2026
Bank OF America Corp. (BAC) is a financial company listed in the US with a market value of about $352.0B. In the twelve months to September 30, 2026 it had revenue of $120.2B and net income of $30.8B, a net margin of 25.6%.
Its overall Stock Analiz score is 2.8 out of 5 (average). The strongest part is value (5/5); the weakest is future growth (1/5).
Key numbers: a P/E of 12.1, a price to free cash flow of 8.5, 5-year revenue growth of 6% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 34% above the current price.
Score: 2.8 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
Checks not passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
- More cash than debt, or low debt to equity
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $120.2B | $113.1B | $105.9B | $102.8B | $95.0B | $89.1B | $85.5B | $91.2B | $91.0B | $87.1B | $83.7B |
| Net income | $30.8B | $30.5B | $27.0B | $26.3B | $27.5B | $32.0B | $17.9B | $27.4B | $28.1B | $18.2B | $17.8B |
| Free cash flow | $41.4B | — | — | — | — | — | — | — | — | — | — |
| EPS (diluted) | $4.20 | $3.81 | $3.19 | $3.05 | $3.19 | $3.57 | $1.87 | $2.75 | $2.61 | $1.56 | $1.49 |
| Net margin | 25.6% | 27.0% | 25.5% | 25.6% | 29.0% | 35.9% | 20.9% | 30.1% | 30.9% | 20.9% | 21.3% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 22 analysts is $62.48, 22% above the current price; targets range from $56.00 to $71.00; the consensus rating is “Strong buy”; expected EPS is $4.37 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Bank OF America’s P/E ratio?
About 12.1, based on the last twelve months of diluted earnings per share (forward P/E about 10.5).
Is Bank OF America stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 34% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Bank OF America pay a dividend?
Yes. The dividend yield is about 2.53%, and it has paid dividends for 10 years in our data.
Is Bank OF America a good stock to buy?
We do not give buy or sell advice. Bank OF America scores 2.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.