Stock AnalizValley National Bancorp VLY
Major Banks · data as of November 13, 2026
Valley National Bancorp (VLY) is a financial company listed in the US with a market value of about $7.9B. In the twelve months to September 30, 2026 it had revenue of $2.2B and net income of $707M, a net margin of 31.8%.
Its overall Stock Analiz score is 2.6 out of 5 (average). The strongest part is shareholder returns (4/5); the weakest is future growth (1/5).
Key numbers: a P/E of 11.4, a price to free cash flow of 8.4, 5-year revenue growth of 9% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 8% below the current price.
Score: 2.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Profit margin improving
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.2B | $2.0B | $1.9B | $1.9B | $1.9B | $1.4B | $1.3B | $1.1B | $991M | $772M | $721M |
| Net income | $707M | $598M | $380M | $499M | $569M | $474M | $391M | $310M | $261M | $162M | $168M |
| Free cash flow | $934M | $326M | $532M | $302M | $1.4B | $798M | $139M | $239M | $278M | $601M | $398M |
| EPS (diluted) | $1.26 | $1.01 | $0.69 | $0.95 | $1.14 | $1.12 | $0.93 | $0.87 | $0.75 | $0.58 | $0.63 |
| Net margin | 31.8% | 29.5% | 20.5% | 26.4% | 30.5% | 34.7% | 30.0% | 27.8% | 26.4% | 21.0% | 23.3% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 14 analysts is $17.04, 19% above the current price; targets range from $16.00 to $18.50; the consensus rating is “Buy”; expected EPS is $1.30 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Valley National Bancorp’s P/E ratio?
About 11.4, based on the last twelve months of diluted earnings per share (forward P/E about 9.8).
Is Valley National Bancorp stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 8% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Valley National Bancorp pay a dividend?
Yes. The dividend yield is about 3.06%, and it has paid dividends for 10 years in our data.
Is Valley National Bancorp a good stock to buy?
We do not give buy or sell advice. Valley National Bancorp scores 2.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.