Stock AnalizTruist Financial Corp. TFC
Major Banks · data as of November 13, 2026
Truist Financial Corp. (TFC) is a financial company listed in the US with a market value of about $59.9B. In the twelve months to September 30, 2026 it had revenue of $19.4B and net income of $4.9B, a net margin of 25.1%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is shareholder returns (5/5); the weakest is track record (0/5).
Key numbers: a P/E of 12.9, a price to free cash flow of 9.9, 5-year revenue growth of -2% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 5% below the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Revenue growth above 10% last year
- Profit margin improving
- Strong R&D investment or growth above 20%
- Positive free cash flow
- Pays a dividend
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $19.4B | $20.3B | $13.3B | $20.0B | $20.0B | $22.3B | $22.7B | $12.6B | $11.6B | $11.3B | $10.8B |
| Net income | $4.9B | $5.0B | $4.5B | -$1.5B | $5.9B | $6.0B | $4.2B | $3.0B | $3.1B | $2.2B | $2.3B |
| Free cash flow | $6.1B | — | — | — | $10.5B | $7.5B | $6.6B | $1.3B | $4.0B | — | — |
| EPS (diluted) | $3.88 | $3.82 | $3.36 | $-1.09 | $4.43 | $4.47 | $3.08 | $3.71 | $3.91 | $2.74 | $2.77 |
| Net margin | 25.1% | 24.5% | 33.7% | -7.2% | 29.7% | 27.1% | 18.4% | 24.1% | 26.5% | 19.6% | 20.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 19 analysts is $53.30, 7% above the current price; targets range from $45.00 to $58.00; the consensus rating is “Hold”; expected EPS is $4.14 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Truist Financial’s P/E ratio?
About 12.9, based on the last twelve months of diluted earnings per share (forward P/E about 10.5).
Is Truist Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 5% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Truist Financial pay a dividend?
Yes. The dividend yield is about 4.14%, and it has paid dividends for 10 years in our data.
Is Truist Financial a good stock to buy?
We do not give buy or sell advice. Truist Financial scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.