Stock AnalizBancorp, Inc. TBBK
Major Banks · IPO 2004 · data as of November 13, 2026
Bancorp, Inc. (TBBK) is a financial company listed in the US with a market value of about $1.9B. In the twelve months to September 30, 2026 it had revenue of $673M and net income of $240M, a net margin of 35.6%.
Its overall Stock Analiz score is 3.6 out of 5 (good). The strongest part is value (5/5); the weakest is shareholder returns (2/5).
Key numbers: a P/E of 8.6, a price to free cash flow of 9.4, 5-year revenue growth of 20% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 55% above the current price.
Score: 3.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
Checks not passed
- Profit margin improving
- 5-year average ROIC above 12%
- Interest covered more than 5 times
- Liabilities below 60% of assets
- Pays a dividend
- 20% to 100% of free cash flow returned to shareholders
- Dividend 3 years in a row
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $673M | $704M | $534M | $466M | $355M | $316M | $279M | $245M | $275M | $198M | $132M |
| Net income | $240M | $228M | $218M | $192M | $130M | $111M | $80M | $52M | $89M | $22M | -$96M |
| Free cash flow | $207M | $258M | $205M | $174M | $114M | $82M | $117M | $65M | -$176M | -$29M | -$170M |
| EPS (diluted) | $5.67 | $4.92 | $4.29 | $3.49 | $2.27 | $1.88 | $1.37 | $0.90 | $1.55 | $0.39 | $-2.17 |
| Net margin | 35.6% | 32.4% | 40.8% | 41.2% | 36.7% | 35.1% | 28.6% | 21.0% | 32.3% | 10.9% | -72.9% |
| ROIC | — | — | — | — | — | — | — | 14.9% | 23.9% | 12.0% | -8.3% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 3 analysts is $63.33, 30% above the current price; targets range from $56.00 to $72.00; the consensus rating is “Buy”; expected EPS is $5.96 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Bancorp’s P/E ratio?
About 8.6, based on the last twelve months of diluted earnings per share (forward P/E about 7.0).
Is Bancorp stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 55% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Bancorp pay a dividend?
Not currently.
Is Bancorp a good stock to buy?
We do not give buy or sell advice. Bancorp scores 3.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.