Stock AnalizStock Yards Bancorp, Inc. SYBT
Major Banks · data as of November 13, 2026
Stock Yards Bancorp, Inc. (SYBT) is a financial company listed in the US with a market value of about $2.5B. In the twelve months to September 30, 2026 it had revenue of $442M and net income of $157M, a net margin of 35.5%.
Its overall Stock Analiz score is 3.2 out of 5 (average). The strongest part is shareholder returns (4/5); the weakest is value (3/5).
Key numbers: a P/E of 15.2, a price to free cash flow of 12.7, 5-year revenue growth of 16% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 41% below the current price.
Score: 3.2 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $442M | $397M | $352M | $340M | $323M | $237M | $188M | $175M | $160M | $148M | $140M |
| Net income | $157M | $140M | $115M | $108M | $93M | $75M | $59M | $66M | $56M | $38M | $41M |
| Free cash flow | $194M | $154M | $133M | $99M | $90M | $98M | $72M | $53M | $59M | $51M | $57M |
| EPS (diluted) | $5.19 | $4.75 | $3.89 | $3.67 | $3.21 | $2.97 | $2.59 | $2.89 | $2.42 | $1.66 | $1.80 |
| Net margin | 35.5% | 35.3% | 32.5% | 31.7% | 28.8% | 31.5% | 31.3% | 37.8% | 34.8% | 25.7% | 29.3% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 5 analysts is $87.60, 11% above the current price; targets range from $85.00 to $94.00; the consensus rating is “Hold”; expected EPS is $5.43 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Stock Yards Bancorp’s P/E ratio?
About 15.2, based on the last twelve months of diluted earnings per share (forward P/E about 13.9).
Is Stock Yards Bancorp stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 41% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Stock Yards Bancorp pay a dividend?
Yes. The dividend yield is about 1.66%, and it has paid dividends for 10 years in our data.
Is Stock Yards Bancorp a good stock to buy?
We do not give buy or sell advice. Stock Yards Bancorp scores 3.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.