Stock AnalizStewart Information Services Corp. STC
Specialty Insurers · data as of November 13, 2026
Stewart Information Services Corp. (STC) is a financial company listed in the US with a market value of about $1.3B. In the twelve months to September 30, 2026 it had revenue of $3.4B and net income of $121M, a net margin of 3.6%.
Its overall Stock Analiz score is 2.8 out of 5 (average). The strongest part is value (4/5); the weakest is track record (1/5).
Key numbers: a P/E of 10.7, a price to free cash flow of 12.8, 5-year revenue growth of 5% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 27% above the current price.
Score: 2.8 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- Profit margin improving
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
Checks not passed
- PEG below 1.5
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.4B | $2.9B | $2.5B | $2.3B | $3.1B | $3.3B | $2.3B | $1.9B | $1.9B | $2.0B | $2.0B |
| Net income | $121M | $116M | $73M | $30M | $162M | $323M | $155M | $79M | $48M | $49M | $55M |
| Free cash flow | $102M | $132M | $95M | $45M | $144M | $350M | $261M | $149M | $74M | $92M | $105M |
| EPS (diluted) | $4.00 | $4.05 | $2.61 | $1.11 | $5.94 | $11.90 | $6.22 | $3.31 | $2.01 | $2.06 | $1.85 |
| Net margin | 3.6% | 4.0% | 2.9% | 1.4% | 5.3% | 9.8% | 6.8% | 4.0% | 2.5% | 2.5% | 2.8% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 4 analysts is $69.75, 63% above the current price; targets range from $59.00 to $75.00; the consensus rating is “none”; expected EPS is $5.00 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Stewart Information Services’s P/E ratio?
About 10.7, based on the last twelve months of diluted earnings per share (forward P/E about 8.1).
Is Stewart Information Services stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 27% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Stewart Information Services pay a dividend?
Yes. The dividend yield is about 4.99%, and it has paid dividends for 10 years in our data.
Is Stewart Information Services a good stock to buy?
We do not give buy or sell advice. Stewart Information Services scores 2.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.