Stock AnalizArthur J. Gallagher & Co. AJG
Specialty Insurers · data as of November 13, 2026
Arthur J. Gallagher & Co. (AJG) is a financial company listed in the US with a market value of about $72.5B. In the twelve months to September 30, 2026 it had revenue of $16.4B and net income of $1.7B, a net margin of 10.4%.
Its overall Stock Analiz score is 2.2 out of 5 (weak). The strongest part is future growth (4/5); the weakest is value (0/5).
Key numbers: a P/E of 43.3, a price to free cash flow of 25.1, 5-year revenue growth of 15% a year, a 5-year average ROIC of 5%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 74% below the current price.
Score: 2.2 / 5
Checks passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
- Positive free cash flow
- Pays a dividend
Checks not passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $16.4B | $13.9B | $11.6B | $10.1B | $8.6B | $8.2B | $7.0B | $7.2B | $6.9B | $6.2B | $5.6B |
| Net income | $1.7B | $1.5B | $1.5B | $970M | $1.1B | $907M | $819M | $669M | $634M | $481M | $397M |
| Free cash flow | $2.9B | $1.8B | $2.4B | $1.8B | $1.2B | $1.3B | $1.7B | $1.1B | $641M | $725M | $432M |
| EPS (diluted) | $6.53 | $5.74 | $6.50 | $4.42 | $5.19 | $4.37 | $4.20 | $3.52 | $3.40 | $2.64 | $2.22 |
| Net margin | 10.4% | 10.7% | 12.7% | 9.6% | 13.0% | 11.1% | 11.7% | 9.3% | 9.1% | 7.8% | 7.1% |
| ROIC | — | 4.1% | 4.4% | 5.0% | 7.0% | 6.3% | 7.7% | 4.9% | 4.5% | 3.0% | 3.1% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 18 analysts is $300.11, 6% above the current price; targets range from $253.00 to $388.00; the consensus rating is “Buy”; expected EPS is $13.09 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Arthur J. Gallagher &’s P/E ratio?
About 43.3, based on the last twelve months of diluted earnings per share (forward P/E about 18.7).
Is Arthur J. Gallagher & stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 74% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Arthur J. Gallagher & pay a dividend?
Yes. The dividend yield is about 0.99%, and it has paid dividends for 10 years in our data.
Is Arthur J. Gallagher & a good stock to buy?
We do not give buy or sell advice. Arthur J. Gallagher & scores 2.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.