Stock AnalizSouthState Bank Corp SSB
Major Banks · data as of November 13, 2026
SouthState Bank Corp (SSB) is a financial company listed in the US with a market value of about $10.1B. In the twelve months to September 30, 2026 it had revenue of $2.7B and net income of $927M, a net margin of 34.3%.
Its overall Stock Analiz score is 3.6 out of 5 (good). The strongest part is value (4/5); the weakest is track record (3/5).
Key numbers: a P/E of 11.1, a price to free cash flow of 6.8, 5-year revenue growth of 19% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 35% below the current price.
Score: 3.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- Strong R&D investment or growth above 20%
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- 3-year free cash flow growth above 10% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
- Liabilities below 60% of assets
- Share count down over 3 years (buybacks)
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.7B | $2.7B | $1.7B | $1.7B | $1.6B | $1.4B | $1.1B | $648M | $659M | $549M | $446M |
| Net income | $927M | $799M | $535M | $494M | $496M | $476M | $121M | $186M | $179M | $88M | $101M |
| Free cash flow | $1.5B | $231M | $476M | $508M | $1.7B | $387M | $520M | $165M | $269M | $183M | $112M |
| EPS (diluted) | $9.39 | $7.87 | $6.97 | $6.46 | $6.60 | $6.71 | $2.19 | $5.36 | $4.86 | $2.93 | $4.18 |
| Net margin | 34.3% | 29.8% | 31.1% | 28.4% | 30.2% | 34.3% | 10.6% | 28.8% | 27.1% | 16.0% | 22.7% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 14 analysts is $119.64, 14% above the current price; targets range from $105.00 to $128.00; the consensus rating is “Buy”; expected EPS is $9.35 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is SouthState Bank’s P/E ratio?
About 11.1, based on the last twelve months of diluted earnings per share (forward P/E about 10.5).
Is SouthState Bank stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 35% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does SouthState Bank pay a dividend?
Yes. The dividend yield is about 2.51%, and it has paid dividends for 10 years in our data.
Is SouthState Bank a good stock to buy?
We do not give buy or sell advice. SouthState Bank scores 3.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.