Stock Analiz1ST Source Corp. SRCE
Major Banks · data as of November 13, 2026
1ST Source Corp. (SRCE) is a financial company listed in the US with a market value of about $2.1B. In the twelve months to September 30, 2026 it had revenue of $462M and net income of $178M, a net margin of 38.5%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is value (4/5); the weakest is future growth (2/5).
Key numbers: a P/E of 12.1, a price to free cash flow of 9.2, 5-year revenue growth of 6% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 28% below the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- Profit margin improving
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $462M | $434M | $387M | $369M | $355M | $337M | $330M | $325M | $311M | $284M | $259M |
| Net income | $178M | $158M | $133M | $125M | $121M | $119M | $81M | $92M | $82M | $68M | $58M |
| Free cash flow | $230M | $213M | $181M | $182M | $173M | $164M | $152M | $157M | $157M | $134M | $89M |
| EPS (diluted) | $7.28 | $6.41 | $5.36 | $5.03 | $4.84 | $4.70 | $3.17 | $3.57 | $3.16 | $2.60 | $2.22 |
| Net margin | 38.5% | 36.5% | 34.3% | 33.8% | 34.0% | 35.2% | 24.7% | 28.3% | 26.5% | 23.9% | 22.4% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 3 analysts is $95.00, 8% above the current price; targets range from $88.00 to $105.00; the consensus rating is “none”; expected EPS is $7.60 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is 1ST Source’s P/E ratio?
About 12.1, based on the last twelve months of diluted earnings per share (forward P/E about 11.6).
Is 1ST Source stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 28% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does 1ST Source pay a dividend?
Yes. The dividend yield is about 2.05%, and it has paid dividends for 10 years in our data.
Is 1ST Source a good stock to buy?
We do not give buy or sell advice. 1ST Source scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.