Stock AnalizShinhan Financial Group Co. Ltd. SHG
Major Banks · data as of November 13, 2026
Shinhan Financial Group Co. Ltd. (SHG) is a financial company listed in the US with a market value of about $31.3B. In the twelve months to September 30, 2026 it had revenue of $31.2B and net income of $4.0B, a net margin of 12.8%.
Its overall Stock Analiz score is 1.8 out of 5 (weak). The strongest part is value (4/5); the weakest is future growth (0/5).
Key numbers: a P/E of 7.7, a price to free cash flow of 4.7, a 5-year average ROIC of 4%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 9% above the current price.
Score: 1.8 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Profitable 5 years in a row
- Positive free cash flow
- Pays a dividend
- 20% to 100% of free cash flow returned to shareholders
Checks not passed
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $31.2B | $50.2B | $47.3B | $46.7B | — | — | — | — | — | — | — |
| Net income | $4.0B | $3.0B | $3.4B | $3.7B | $3.4B | $3.1B | $2.9B | $2.8B | $2.7B | $2.3B | $2.0B |
| Free cash flow | $6.6B | $3.0B | $207M | $5.4B | $3.3B | -$1.2B | $6.0B | -$5.8B | $812M | $2.9B | $2.4B |
| EPS (diluted) | $8.63 | $6.43 | $7.17 | $7.89 | $7.20 | $6.68 | $6.28 | $6.02 | $5.83 | $4.91 | $4.29 |
| Net margin | 12.8% | 6.0% | 7.1% | 7.9% | — | — | — | — | — | — | — |
| ROIC | — | 4.6% | 4.1% | 4.4% | 4.9% | 4.1% | 4.8% | 4.8% | 4.9% | 4.9% | 7.3% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Shinhan Financial Group Co.’s P/E ratio?
About 7.7, based on the last twelve months of diluted earnings per share (forward P/E about 6.5).
Is Shinhan Financial Group Co. stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 9% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Shinhan Financial Group Co. pay a dividend?
Yes. The dividend yield is about 3.00%, and it has paid dividends for 10 years in our data.
Is Shinhan Financial Group Co. a good stock to buy?
We do not give buy or sell advice. Shinhan Financial Group Co. scores 1.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
Similar companies
Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.