Stock AnalizSimmons First National Corp. SFNC
Major Banks · data as of November 13, 2026
Simmons First National Corp. (SFNC) is a financial company listed in the US with a market value of about $3.4B. In the twelve months to September 30, 2026 it had revenue of $990M and net income of $260M, a net margin of 26.3%.
Its overall Stock Analiz score is 1.8 out of 5 (weak). The strongest part is shareholder returns (4/5); the weakest is track record (0/5).
Key numbers: a P/E of 12.2, a price to free cash flow of 10.4, 5-year revenue growth of -35% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 45% below the current price.
Score: 1.8 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- 3-year free cash flow growth above 10% a year
- Positive free cash flow
- Pays a dividend
- 20% to 100% of free cash flow returned to shareholders
- Dividend 3 years in a row
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $990M | $103M | $776M | $806M | $887M | $783M | $880M | $800M | $696M | $494M | $419M |
| Net income | $260M | -$398M | $153M | $175M | $256M | $271M | $255M | $238M | $216M | $93M | $97M |
| Free cash flow | $324M | $411M | $380M | $508M | $287M | $230M | $189M | $188M | $197M | $80M | $72M |
| EPS (diluted) | $1.93 | $-2.95 | $1.21 | $1.38 | $2.06 | $2.46 | $2.31 | $2.41 | $2.32 | $1.33 | $1.56 |
| Net margin | 26.3% | -385.1% | 19.7% | 21.7% | 28.9% | 34.6% | 29.0% | 29.8% | 31.0% | 18.8% | 23.1% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $26.07, 11% above the current price; targets range from $25.00 to $28.00; the consensus rating is “Buy”; expected EPS is $2.08 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Simmons First National’s P/E ratio?
About 12.2, based on the last twelve months of diluted earnings per share (forward P/E about 10.3).
Is Simmons First National stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 45% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Simmons First National pay a dividend?
Yes. The dividend yield is about 3.66%, and it has paid dividends for 10 years in our data.
Is Simmons First National a good stock to buy?
We do not give buy or sell advice. Simmons First National scores 1.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.