Stock AnalizServisFirst Bancshares, Inc. SFBS
Major Banks · data as of November 13, 2026
ServisFirst Bancshares, Inc. (SFBS) is a financial company listed in the US with a market value of about $4.5B. In the twelve months to September 30, 2026 it had revenue of $663M and net income of $342M, a net margin of 51.7%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is value (4/5); the weakest is future growth (2/5).
Key numbers: a P/E of 13.0, a price to free cash flow of 11.1, 5-year revenue growth of 9% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 16% below the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- Profit margin improving
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $663M | $562M | $482M | $441M | $504M | $418M | $368M | $312M | $282M | $245M | $204M |
| Net income | $342M | $277M | $227M | $207M | $252M | $208M | $170M | $149M | $137M | $93M | $81M |
| Free cash flow | $403M | — | — | — | — | — | — | — | $166M | $97M | $76M |
| EPS (diluted) | $3.13 | $2.53 | $2.08 | $1.90 | $2.31 | $1.91 | $1.56 | $1.38 | $1.26 | $0.86 | $0.76 |
| Net margin | 51.7% | 49.2% | 47.2% | 46.9% | 49.9% | 49.7% | 46.1% | 47.9% | 48.5% | 38.0% | 39.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 3 analysts is $46.00, 13% above the current price; targets range from $45.00 to $47.00; the consensus rating is “none”; expected EPS is $3.18 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is ServisFirst Bancshares’s P/E ratio?
About 13.0, based on the last twelve months of diluted earnings per share (forward P/E about 12.0).
Is ServisFirst Bancshares stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 16% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does ServisFirst Bancshares pay a dividend?
Yes. The dividend yield is about 1.85%, and it has paid dividends for 10 years in our data.
Is ServisFirst Bancshares a good stock to buy?
We do not give buy or sell advice. ServisFirst Bancshares scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.