Stock AnalizRenasant Corp. RNST
Major Banks · IPO 2023 · data as of November 13, 2026
Renasant Corp. (RNST) is a financial company listed in the US with a market value of about $3.6B. In the twelve months to September 30, 2026 it had revenue of $1.1B and net income of $333M, a net margin of 30.3%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is shareholder returns (4/5); the weakest is track record (2/5).
Key numbers: a P/E of 11.1, a price to free cash flow of 8.3, 5-year revenue growth of 8% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 9% below the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.1B | $986M | $716M | $632M | $631M | $651M | $662M | $597M | $540M | $469M | $438M |
| Net income | $333M | $181M | $195M | $145M | $166M | $176M | $84M | $168M | $147M | $92M | $91M |
| Free cash flow | $436M | $238M | $93M | $127M | $559M | $122M | $54M | $129M | $60M | $194M | $150M |
| EPS (diluted) | $3.61 | $2.07 | $3.27 | $2.56 | $2.95 | $3.12 | $1.48 | $2.88 | $2.79 | $1.96 | $2.17 |
| Net margin | 30.3% | 18.4% | 27.3% | 22.9% | 26.3% | 27.0% | 12.6% | 28.1% | 27.2% | 19.7% | 20.7% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $46.71, 16% above the current price; targets range from $44.00 to $50.00; the consensus rating is “Buy”; expected EPS is $3.67 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Renasant’s P/E ratio?
About 11.1, based on the last twelve months of diluted earnings per share (forward P/E about 10.6).
Is Renasant stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 9% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Renasant pay a dividend?
Yes. The dividend yield is about 2.39%, and it has paid dividends for 10 years in our data.
Is Renasant a good stock to buy?
We do not give buy or sell advice. Renasant scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.