Stock AnalizRaymond James Financial Inc. RJF
Investment Bankers/Brokers/Service · data as of November 13, 2026
Raymond James Financial Inc. (RJF) is a financial company listed in the US with a market value of about $32.4B. In the twelve months to September 30, 2026 it had revenue of $15.5B and net income of $2.4B, a net margin of 15.2%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is shareholder returns (5/5); the weakest is future growth (0/5).
Key numbers: a P/E of 14.1, a price to free cash flow of 16.6, 5-year revenue growth of 12% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 7% below the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- PEG below 1.5
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
- ROE above 15%
- More cash than debt, or low debt to equity
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $15.5B | $14.1B | $12.8B | $11.6B | $11.3B | $9.8B | $8.0B | $7.7B | $7.3B | $6.4B | $5.5B |
| Net income | $2.4B | $2.1B | $2.1B | $1.7B | $1.5B | $1.4B | $818M | $1.0B | $857M | $636M | $529M |
| Free cash flow | $2.0B | $2.2B | $1.9B | -$3.7B | -$19M | $6.6B | $3.9B | $439M | $750M | -$315M | -$695M |
| EPS (diluted) | $11.93 | $10.30 | $9.70 | $7.97 | $6.98 | $6.63 | $3.88 | $4.78 | $5.75 | $4.33 | $3.65 |
| Net margin | 15.2% | 15.2% | 16.1% | 15.0% | 13.3% | 14.4% | 10.2% | 13.4% | 11.8% | 10.0% | 9.6% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 14 analysts is $182.21, 8% above the current price; targets range from $160.00 to $205.00; the consensus rating is “Buy”; expected EPS is $14.23 for the fiscal year ending September 30, 2027.
Frequently asked questions
What is Raymond James Financial’s P/E ratio?
About 14.1, based on the last twelve months of diluted earnings per share (forward P/E about 11.3).
Is Raymond James Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 7% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Raymond James Financial pay a dividend?
Yes. The dividend yield is about 1.29%, and it has paid dividends for 10 years in our data.
Is Raymond James Financial a good stock to buy?
We do not give buy or sell advice. Raymond James Financial scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.