Stock AnalizSchwab Charles Corp. SCHW
Investment Bankers/Brokers/Service · data as of November 13, 2026
Schwab Charles Corp. (SCHW) is a financial company listed in the US with a market value of about $160.5B. In the twelve months to September 30, 2026 it had revenue of $27.1B and net income of $10.3B, a net margin of 37.9%.
Its overall Stock Analiz score is 4.0 out of 5 (excellent). The strongest part is shareholder returns (5/5); the weakest is financial health (3/5).
Key numbers: a P/E of 15.9, a price to free cash flow of 13.7, 5-year revenue growth of 15% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 20% above the current price.
Score: 4.0 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
Checks not passed
- P/E below the industry median
- 3-year revenue growth above 10% a year
- 5-year average ROIC above 12%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $27.1B | $23.9B | $19.6B | $18.8B | $20.8B | $18.5B | $11.7B | $10.7B | $10.1B | $8.6B | $7.5B |
| Net income | $10.3B | $8.9B | $5.9B | $5.1B | $7.2B | $5.9B | $3.3B | $3.7B | $3.5B | $2.4B | $1.9B |
| Free cash flow | $11.7B | $8.8B | $2.0B | $18.9B | $1.1B | $1.2B | $6.2B | $8.6B | $11.9B | -$1.2B | $3.3B |
| EPS (diluted) | $5.85 | $4.65 | $2.99 | $2.54 | $3.50 | $2.83 | $2.12 | $2.67 | $2.45 | $1.61 | $1.31 |
| Net margin | 37.9% | 37.0% | 30.3% | 26.9% | 34.6% | 31.6% | 28.2% | 34.5% | 34.6% | 27.3% | 25.3% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 22 analysts is $116.86, 26% above the current price; targets range from $82.00 to $147.00; the consensus rating is “Buy”; expected EPS is $6.45 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Schwab Charles’s P/E ratio?
About 15.9, based on the last twelve months of diluted earnings per share (forward P/E about 12.6).
Is Schwab Charles stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 20% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Schwab Charles pay a dividend?
Yes. The dividend yield is about 1.38%, and it has paid dividends for 10 years in our data.
Is Schwab Charles a good stock to buy?
We do not give buy or sell advice. Schwab Charles scores 4.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.