Stock AnalizRegions Financial Corp. RF
Major Banks · data as of November 13, 2026
Regions Financial Corp. (RF) is a financial company listed in the US with a market value of about $24.5B. In the twelve months to September 30, 2026 it had revenue of $7.7B and net income of $2.2B, a net margin of 28.8%.
Its overall Stock Analiz score is 2.8 out of 5 (average). The strongest part is value (4/5); the weakest is future growth (1/5).
Key numbers: a P/E of 11.3, a price to free cash flow of 34.3, 5-year revenue growth of 4% a year, a 5-year average ROIC of 0%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 11% above the current price.
Score: 2.8 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
Checks not passed
- P/FCF below 20
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $7.7B | $7.5B | $7.1B | $7.6B | $7.2B | $6.4B | $6.3B | $5.9B | $5.8B | $5.5B | $5.4B |
| Net income | $2.2B | $2.2B | $1.9B | $2.1B | $2.2B | $2.5B | $1.1B | $1.6B | $1.8B | $1.3B | $1.2B |
| Free cash flow | $715M | — | — | — | — | — | — | — | — | — | — |
| EPS (diluted) | $2.55 | $2.30 | $1.93 | $2.11 | $2.28 | $2.49 | $1.03 | $1.50 | $1.54 | $1.00 | $0.87 |
| Net margin | 28.8% | 28.6% | 26.7% | 27.4% | 31.1% | 39.2% | 17.4% | 27.0% | 30.6% | 23.0% | 21.5% |
| ROIC | — | 0.2% | 0.3% | 0.8% | 0.2% | 0.2% | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 21 analysts is $31.22, 8% above the current price; targets range from $28.00 to $35.00; the consensus rating is “Hold”; expected EPS is $2.71 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Regions Financial’s P/E ratio?
About 11.3, based on the last twelve months of diluted earnings per share (forward P/E about 10.4).
Is Regions Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 11% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Regions Financial pay a dividend?
Yes. The dividend yield is about 4.16%, and it has paid dividends for 10 years in our data.
Is Regions Financial a good stock to buy?
We do not give buy or sell advice. Regions Financial scores 2.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.