Stock AnalizQcr Holdings Inc. QCRH
Major Banks · data as of November 13, 2026
Qcr Holdings Inc. (QCRH) is a financial company listed in the US with a market value of about $1.7B. In the twelve months to September 30, 2026 it had revenue of $394M and net income of $142M, a net margin of 36.0%.
Its overall Stock Analiz score is 2.8 out of 5 (average). The strongest part is value (4/5); the weakest is future growth (2/5).
Key numbers: a P/E of 12.2, a price to free cash flow of 2.2, 5-year revenue growth of 6% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 36% below the current price.
Score: 2.8 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $394M | $370M | $347M | $354M | $312M | $279M | $281M | $234M | $184M | $147M | $126M |
| Net income | $142M | $127M | $114M | $114M | $99M | $99M | $61M | $57M | $43M | $36M | $28M |
| Free cash flow | $773M | $354M | $400M | $361M | $85M | $74M | $108M | $64M | $53M | $28M | $37M |
| EPS (diluted) | $8.50 | $7.49 | $6.71 | $6.73 | $5.87 | $6.20 | $3.80 | $3.60 | $2.86 | $2.61 | $2.17 |
| Net margin | 36.0% | 34.4% | 32.8% | 32.1% | 31.8% | 35.5% | 21.6% | 24.5% | 23.4% | 24.4% | 22.1% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 6 analysts is $112.83, 9% above the current price; targets range from $107.00 to $123.00; the consensus rating is “Buy”; expected EPS is $8.70 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Qcr’s P/E ratio?
About 12.2, based on the last twelve months of diluted earnings per share (forward P/E about 11.7).
Is Qcr stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 36% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Qcr pay a dividend?
Yes. The dividend yield is about 0.58%, and it has paid dividends for 10 years in our data.
Is Qcr a good stock to buy?
We do not give buy or sell advice. Qcr scores 2.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.