Stock AnalizProsperity Bancshares Inc. PB
Major Banks · data as of November 13, 2026
Prosperity Bancshares Inc. (PB) is a financial company listed in the US with a market value of about $8.8B. In the twelve months to September 30, 2026 it had revenue of $1.6B and net income of $566M, a net margin of 36.0%.
Its overall Stock Analiz score is 2.2 out of 5 (weak). The strongest part is shareholder returns (4/5); the weakest is future growth (1/5).
Key numbers: a P/E of 13.3, a price to free cash flow of 12.4, 5-year revenue growth of 1% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 28% above the current price.
Score: 2.2 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Profit margin improving
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
- Pays a dividend
Checks not passed
- P/E below the industry median
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.6B | $1.2B | $1.2B | $1.1B | $1.2B | $1.1B | $1.2B | $820M | $746M | $733M | $751M |
| Net income | $566M | $543M | $479M | $419M | $525M | $519M | $529M | $333M | $322M | $272M | $274M |
| Free cash flow | $706M | $517M | $452M | $612M | $464M | $676M | $560M | $384M | $305M | $379M | $329M |
| EPS (diluted) | $5.50 | $5.72 | $5.05 | $4.51 | $5.73 | $5.05 | $5.68 | $4.52 | $4.61 | $3.92 | $3.94 |
| Net margin | 36.0% | 43.4% | 40.2% | 37.8% | 45.6% | 45.8% | 45.5% | 40.6% | 43.2% | 37.1% | 36.5% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 15 analysts is $80.73, 10% above the current price; targets range from $70.00 to $87.00; the consensus rating is “Buy”; expected EPS is $6.44 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Prosperity Bancshares’s P/E ratio?
About 13.3, based on the last twelve months of diluted earnings per share (forward P/E about 10.2).
Is Prosperity Bancshares stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 28% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Prosperity Bancshares pay a dividend?
Yes. The dividend yield is about 3.50%, and it has paid dividends for 10 years in our data.
Is Prosperity Bancshares a good stock to buy?
We do not give buy or sell advice. Prosperity Bancshares scores 2.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.