Stock AnalizPayoneer Global Inc. PAYO
Business Services · data as of November 13, 2026
Payoneer Global Inc. (PAYO) is a consumer discretionary company listed in the US with a market value of about $2.5B. In the twelve months to September 30, 2026 it had revenue of $1.1B and net income of $51M, a net margin of 4.7%.
Its overall Stock Analiz score is 2.0 out of 5 (weak). The strongest part is financial health (4/5); the weakest is value (1/5).
Key numbers: a P/E of 51.4, a price to free cash flow of 12.2, 5-year revenue growth of 25% a year, a 5-year average ROIC of 6%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 50% below the current price.
Score: 2.0 / 5
Checks passed
- P/FCF below 20
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- More cash than debt, or low debt to equity
- Positive free cash flow
- Interest covered more than 5 times
Checks not passed
- P/E below 25
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- Profit margin improving
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
Valuation
Growth and quality
Financials, last 7 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.1B | $1.1B | $978M | $831M | $628M | $473M | $346M | $318M |
| Net income | $51M | $73M | $121M | $93M | -$12M | -$34M | -$24M | -$625000 |
| Free cash flow | $202M | $207M | $169M | $151M | $73M | $13M | $5M | -$23M |
| EPS (diluted) | $0.14 | $0.19 | $0.31 | $0.24 | $-0.03 | $-0.33 | $-0.80 | $-0.33 |
| Net margin | 4.7% | 7.0% | 12.4% | 11.2% | -1.9% | -7.2% | -6.9% | -0.2% |
| ROIC | — | 11.2% | 17.9% | 10.7% | -3.1% | -4.7% | -21.2% | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 4 analysts is $7.40, 3% above the current price; targets range from $7.40 to $7.40; the consensus rating is “Hold”; expected EPS is $0.36 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Payoneer Global’s P/E ratio?
About 51.4, based on the last twelve months of diluted earnings per share (forward P/E about 18.4).
Is Payoneer Global stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 50% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Payoneer Global pay a dividend?
Not currently.
Is Payoneer Global a good stock to buy?
We do not give buy or sell advice. Payoneer Global scores 2.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.